TOTE VS. SHOULDER BAG: WHAT'S THE DIFFERENCE AND HOW TO CHOOSE

What is a tote bag? Or, do I need a shoulder bag? When debating between a shoulder bag vs tote, there are a few distinguishing factors that could be quite important to your decision. Let’s take a look at the difference between a tote and a shoulder bag.

TOTE BAGS VS. SHOULDER BAGS

STRAPS

Straps are the simplest distinction between a shoulder bag or tote: a shoulder bag normally has one strap, and a tote bag has two. The appearance of one or two straps may not matter to you, but the function likely will. Consider how you want to access the contents of your bag, whether retrieving what’s inside or adding to it, like while shopping. A tote will typically open much wider and more easily than a shoulder bag. Also, consider how you want to carry the bag (on the shoulder, in the crook of your arm, or both), and be sure the length of the strap or straps is appropriate (or adjustable).

INTERIOR

When it comes to interior organization, a shoulder bag will likely offer more options than a tote bag. A shoulder bag—also often called a handbag—will almost always include inside pockets, zippered and otherwise. On the other hand, many tote bags are just a single open carry-all space. There are, however, some beautiful tote bags with inside pockets to help keep your smaller items organized, while still providing a large, roomy interior.

MATERIAL

Whether you choose a shoulder bag or tote, the list of fabrics and materials to choose from is practically endless. Be sure to choose a material that is durable. Both shoulder bags and totes are extremely practical bags—that means both will get a lot of use, so they need to be made of something that will last. It also means it’s worth choosing something that suits your personal style and that you will enjoy carrying. (Your bag doesn’t have to be PURELY functional, right?) Our two favorite materials (for both shoulder bags AND totes) are high-quality leather and waxed canvas. Both materials are classic, durable, and stylish. True, they’ll be more of an investment than the cheapest nylon bag on clearance, but they will last practically forever (and look good doing it).

What a crypto wallet does

Not only does a crypto wallet (or more generically, a digital wallet) keep track of encryption keys used to digitally sign transactions, it also stores the address on a blockchain where a particular asset resides. If the owner loses that address, they essentially lose control over their digital money or other asset, according to David Huseby, security maven for the Linux Foundation's Hyperledger Project.

There are two main types of crypto wallets: hardware and software (also known as cold and hot storage wallets, respectively). Hot storage wallets are accessible via an internet service such as Coinbase, one of the largest cryptocurrency exchanges that supplies online wallets for users, and can be further segregated into online wallets and client-side wallets managed locally on a user's computer or mobile device.